Financial Models

    Financing Routes

    From full purchase with maximum returns, through bank financing at preferred rates, to BOT and roof-lease models with zero upfront investment. Each track is a separate agreement with its own risk, return and ownership profile — the right choice depends on system type and available capital.

    3Tracks0₪Zero-investment option6%-7%Bank interest rate
    The Tracks

    Three Models — Each Fits a Different Situation

    The difference between the tracks is purely financial. In each one, we build the same system, handle all the bureaucracy and support you for the entire contract duration.

    Track 1

    Full Purchase

    Full payment from your own capital. Full system ownership from day one, with all annual revenue flowing directly to you.

    Highest return
    Full ownership from day one
    Fastest payback
    Full capital required
    Track 2

    Bank Financing

    A dedicated loan for the system — full or partial — from a partner bank, at a rate of 6%–7%. We assist throughout the bank process. You own the system from day one.

    Interest 6%–7%
    Full ownership from day one
    Save on your electricity bill from month one — even after the loan payment
    Full support — bank and beyond
    Partial or full leverage
    Commercial / Helka A only
    Track 3 · Two variants

    Zero Upfront Investment

    We build and operate the system at our expense. Pick between two variants: BOT (Build-Operate-Transfer) that flips ownership to you at the end, or a Roof Lease with a fixed monthly payment from day one. These models apply only to commercial systems and Helka A.

    Zero upfront investment
    Zero operational risk
    Two variants to choose from
    Track 3 — In depth

    Zero Upfront — Two Variants

    Same system, same bureaucratic handling — but a fundamentally different income structure. BOT fits those who don't need immediate cash flow and want a revenue asset in 10 years. A roof lease fits those who want fixed, immediate income from day one. Both models are available for commercial systems and Helka A only.

    Variant A

    BOT · Build-Operate-Transfer

    System transfers to you after 10 years

    BOT is a standard infrastructure model (Build–Operate–Transfer): we build the system at our expense, operate it, and retain all revenue for the first 10 years. After 10 years the system transfers to your full ownership for the rest of the contract — and you collect all revenue it produces from that point until end of life.

    Cash flow over time
    1–10
    Years 1–10
    Meniv collects all revenue
    11+
    Years 11 onward
    System is yours, all revenue to you
    Zero payment, zero operational risk
    Full ownership after 10 years
    Fits those without need for immediate cash flow
    Variant B

    Roof Lease · Site-Lease Model

    Fixed monthly payment from day one

    In the site-lease model (also called 'roof lease') we lease your roof or land for the full contract period. We build the system, operate it and collect all revenue from selling power to the grid. In exchange you receive a fixed monthly rent from the first month — unrelated to actual production or the tariff paid to us.

    Cash flow over time
    1+
    From month 1
    Fixed monthly rent
    For the full contract
    Meniv stays owner; system does not transfer
    Fixed income from day one
    Zero operational risk for the full contract
    Fits those who want simple, steady cash flow
    Compare

    Which Track Fits You?

    The four tracks side by side — across the criteria that matter most.

    Purchase
    Bank loan
    BOT
    Roof lease
    Eligible system type
    All types
    All types
    Commercial / Helka A only
    Commercial / Helka A only
    Upfront investment
    Full
    Partial / zero
    Zero
    Zero
    Income from year 1
    All revenue
    Revenue minus loan
    None
    Fixed rent
    Income from year 11
    All revenue
    All revenue
    All revenue
    Fixed rent
    Final ownership
    Customer
    Customer
    Customer (after 10 yrs)
    Customer (after 25 yrs)
    Maintenance
    Customer / partner co.
    Customer / partner co.
    Meniv
    Meniv
    Operational risk
    Low
    Low
    Zero
    Zero
    Who it fits
    Has capital
    No / partial
    Long-term asset
    Immediate cash flow

    * The table describes general characteristics of each track. Specific amounts depend on system size, location, customer type (private / commercial / Helka A) and the tariff at commissioning. We build a project-specific financial model before signing.

    What every track includes — no exceptions

    The difference between tracks is purely financial. In every one, we handle the full operational side:

    All IEC bureaucracy handled
    Electricity Authority and planning approvals
    Engineering design, installation and grid hookup
    Manufacturer warranty up to 25 years (panels) and 10-12 years (inverter)
    FAQ

    What customers ask before choosing a track

    Let's Run a Real Model on Your Project

    We assess your data, show you all four tracks in real numbers tailored to the project — and you choose. No commitment.